![]() Re-applying for auto insurance in MississippiĬommitting a misdemeanor against the Mississippi insurance law will create a damagingįeature to your driving record. The State orders a $10 fine, too, in case your check bounces as you make these reinstatement payments. Make sure your check is valid if that is how you are paying your fines and fees. Plus, the license renewal fee that applies best to your situation: an extra $18.00 license renewal fee and the applicable photograph fee for a four-year license a $40.00 license renewal fee and the applicable photograph fee for an eight-year license a $3.00 license renewal fee and the applicable photograph fee for a one-year license. You will also need to pay the $25 reinstatement fee. If this satisfies the court, you will have to maintain the SR-22 for 3 years without a single lapse on your policy's premium payments. To reinstate your license, you will need to show an SR-22 filed by your insurance carrier to the court. Reinstatement procedures and feesĪnother way the state of Mississippi tries to convince you to stop driving uninsured is with more fines when you get your driving privileges restored. If you are able to prove that you do have an active insurance policy at the time the citation was passed, your fine, court costs and suspension will be waived and your case dismissed. ![]() If you are able to produce a newly purchased insurance policy or an SR-22 certificate filed by your insurance agency on or before the date of your court hearing, your fine can be reduced to $100. This quick verdict, however, does not mean that motorists will no longer be allowed to redeem themselves. Police officers can ask for your insurance ID card as you're pulled over for a minor road infraction, or even as you pass a routine roadblock. The State also employs various ways to catch you driving uninsured: while evidence of financial security is most needed when you're involved in a traffic accident, Mississippi also requires you to carry proof of insurance in your car at all times. ![]() Unlike other states that have escalating penalties for every time you violate the insurance law, Mississippi only has one sentence to cover your first and future offenses. Failure to present proof of coverage that equals or is greater than the mandatory 25/50/25 limits, in the form of a valid insurance ID card or equivalent proof, can have you convicted and punished with a fine of $500 and a suspension of your driving privileges for one year or until you can satisfy the court with valid proof of insurance. In Mississippi, you must have liability insurance in at least Mississippi's required coverage amounts in order to drive. By Matt Timmons Penalties for driving uninsured in Mississippi ![]()
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